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how to enjoy life, or not The longer I live the more I learn about how NOT to enjoy life. The opposite lesson is much harder to figure out - how to enjoy life. I have learned a lot about what makes life less than pleasant. Commuting, for one thing. Poor health, for another. Bad relations...- We're Twittering - Why Not Join Us Or Follow Us We've started to use Twitter.com to post updates as to what we are doing throughout the day, our thoughts etc. At the moment it is primarily me that is twittering however I am hoping to convert John from being a bit of technophobe and join in the twitter fun! I...
How Should I handle âAlternative Incomeâ Opportunities when Friends and Family are Involved? As I have explained in my âAboutâ Section I passed the New York State Bar Exam (getting admitted next week) and have been employed as the Director of Financial Planning for a wealth management firm for the past 2 years. Part of my job entails reading testamentary documents (think Wills...- Who is the keeper of your memories? Reading Kinsella's book has got me thinking. Who is the keeper of my memories? Is there any one person who would know enough about my life to help me put it back together again? I tend to be a reticent person, picking and choosing what and when to share,...
- Mornings I have a great deal of company in my house; especially in the morning, when nobody calls. Henry David Thoreau, 1817-1862 This quote appeals to me on many levels, not the least because it is so droll. I'm more of a night person than a morning person, though I get...
Blogs Hit the Mainstream Blogs and blogging seems to be the buzz these past few months. I have started hearing references to blogs on popular sitcoms as well as the news. When the general media and screen writers start to use things such as blogs as references, then those things are becoming mainstream. I...- How to Respond if a Family Member Asks for a Loan (Part 1) This is part 1 of a discussion of my views on how you should respond to a request by a family member for a loan. In today's economy with so many people living paycheck to paycheck (and still falling behind), it is not unusual to be asked by a friend...
Tough Love Techniques to Stop Using Credit Cards Lots of Americans are burdened by substantial credit card debt and poor cash flow. This combination causes these debtors to make only minimum payments on the card balances.  On top of this, the cardholders struggle with the willpower needed to stop using the cards. Most understand that they should stop using their credit...- 10 Simple Tips to Avoid Letting Your Kids Fall into the Trap of Online Predators To make it harder for online predators to send sexually explicit materials or converse with your children inappropriately, you have to place the computer in the common room, where it would be easier for you to monitor your kids Internet activities...
- Depression - Reaching out from the dark. Before I start, I need you, the reader, to understand that this is not a self help guide. It is not meant to be the key to help you out of your problem with depression. This is simply my story of how I cope and what I feel when I...
- Sven and Ole Sven and Ole are walking down a street in Madison , Wisconsin , when and they see a sign on a store that reads, "Suits $5.00 each, shirts $2.00 each, trousers $2.50 per pair." Sven says to his pal, "Looky here! We could buy a whole gob of dese, take...
- Four Tips For Post-Holiday Recycling The holidays are a time for good cheer, family gatherings, eating lots of goodies--and unfortunately also a time for a lot of environmental waste. From the dried-up Christmas tree, to the mounds of paper and ribbon, to the unwanted gifts that get thrown away, to all that left over food--it's...
101 ways to reduce your spending and keep more of your money Here are 101 areas where it's easy to make cuts that will allow you to keep more of your money. Since this article is long, it's broken it down into sections. Browse through the whole thing, or use the links below to jump to the sections that interest you most....- Can one household save the planet? The Washington Post has a great article about one family's struggle to go green. The author writes about how difficult it is to become more eco friendly in the face of contradicting or unreliable information, and against the grain of so many of modern life's conveniences. She concludes that, while...
- Reasons why I like my short summer vacation after all I have only three days left of my summer vacation. Come Monday, start of another hell term na naman.. syempre, kahit paano masasabi kong masaya ang maikli kong bakasyon; I'll start this blog by telling you why my summer vacation, although short, was fun! I'd like to to tell everyone...
Creating A Green Kitchen Consumers are beginning to consider the eco friendly aspects of creating a healthy home, and the kitchen is often one of the first rooms people want to upgrade in an existing home, and begin planning in a new home. Whether you are remodeling, or building your dream home, a green...- Can You Use A Corner Fish Tank As A Reef Tank? An aquarium that is designed to go in the corner of a room is obviously triangular shaped. They come in different sizes, but the sizes do not normally extend upwards to the very large dimensions that a ânormalâ aquarium can attain. There isnât any reason why a captive reef cannot...
Three Certified Eco Friendly, Low VOC Paint Brands Painting your home is an excellent and relatively inexpensive way to remodel. The right choice of paint colors can make the drabbest room come alive! But what about the effect of paint on the environment and your health? Your local hardware store has hundreds of choices; if you're looking...
An Exercise Plan Everyone Can Enjoy Can exercise really be fun? The answer is yes â if you go about it the right way. There are many different motivational books about exercise and the main component is usually that group exercise is the most effective. If you have been thinking about getting fit, why not help...- Propagation In The Aquarium Reef aquariums are common in the hobby nowadays. With the increased knowledge of their environmental needs and the ability, with the assistance of technology, to maintain the reefs for long periods, the days of struggling with maintenance should be gone. Some problems have arisen with the ability to maintain such...
- Finder's Keeper's Remember being young and coming across something that didn't belong to you, yet piqued your interest, and showed some promise of being beneficial. The phrase we used to claim the 'found' item was, "Finders Keepers, Losers Weepers". Basically we found it, so we are going to keep it, and the...
Wal-mart CEO Gets $22 Million Bonus, Workers Still Get Nothing. And workers still get nothing but crap. From Wal-Mart Watch: Let me get this straight. In 2006, Wal-Mart tallied its worst same-store sales growth in 27 years. The company's stock price has remained stagnant for years. And, public opinion has taken a serious turn for the worse. The company has...- Debt reduction when you're upside down If someone takes out a new car loan with only a small down payment, it's almost guaranteed that the person will be upside-down on their car loan. This means that the car is worth less than what's owed on it. Unfortunately, an increasing number of homeowners (can they even be...
6 Money-Saving Tips for Frugal Parents of Budding Musicians Thinking about having your kids start music lessons? I studied piano and violin for a total of some 13 years (formal lessons). Reflecting on my experience, here are some ideas for saving money on your kid's (or your) music lessons. 1. Look for used music books. You want to make...
Learning How to Finance Your Future Most of us think about retirement and panic. It can be tough trying to figure out how weâre going to survive and plan for our futures when weâre just trying to make ends meet right now. If youâre strapped for cash at the end of every month, chances are you...
Binoculars That Go the Distance You've got the perfect fishing trip planned, and your gear is set for an early start. Or is it? While out on the lake, a good set of marine binoculars can provide a distinct advantage even over the best fishing sunglasses. With a wide range of price points, you can...- Focus on the details: Mr. Beane I am a huge fan of Billy Beane (author of Moneyball) and lately of Kevin Towers. I'm a guy that roots for the underdog and so I admire the strategy these two men use to get ahead in their industry with the limited resources (comparatively) they each have to work...
- Bond No 9 for Saks 5th Avenue Bond No 9 has created its first non-specific NYC fragrances for Saks 5th Ave. Both are worthy creations -- modern, elegant and large, said to capture the fashion-forward essence of 21st century Saks, while at the same time expressing the eclectic downtown spirit of NoHo-based Bond No. 9. DNA for...
I Am Just A Blogger, Damn It! Today I am not going to write about making side income, frugal living, investing, or any of the usual stuff. Instead, I want to share something that has been on my mind for the past few days. Consider this the "get to know me better" article. Why I Started Moolanomy......- Working Through the Monday Blahs For those of you who read my post last Monday, you know the college where I am working had Spring Break last week. Since that's currently my only job (although, hopefully not for too much longer *crosses fingers*), I effectively had Spring Break as well. I spent most of it...












































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