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how to enjoy life, or not The longer I live the more I learn about how NOT to enjoy life. The opposite lesson is much harder to figure out - how to enjoy life. I have learned a lot about what makes life less than pleasant. Commuting, for one thing. Poor health, for another. Bad relations...- We're Twittering - Why Not Join Us Or Follow Us We've started to use Twitter.com to post updates as to what we are doing throughout the day, our thoughts etc. At the moment it is primarily me that is twittering however I am hoping to convert John from being a bit of technophobe and join in the twitter fun! I...
How Should I handle âAlternative Incomeâ Opportunities when Friends and Family are Involved? As I have explained in my âAboutâ Section I passed the New York State Bar Exam (getting admitted next week) and have been employed as the Director of Financial Planning for a wealth management firm for the past 2 years. Part of my job entails reading testamentary documents (think Wills...- Who is the keeper of your memories? Reading Kinsella's book has got me thinking. Who is the keeper of my memories? Is there any one person who would know enough about my life to help me put it back together again? I tend to be a reticent person, picking and choosing what and when to share,...
- Mornings I have a great deal of company in my house; especially in the morning, when nobody calls. Henry David Thoreau, 1817-1862 This quote appeals to me on many levels, not the least because it is so droll. I'm more of a night person than a morning person, though I get...
Blogs Hit the Mainstream Blogs and blogging seems to be the buzz these past few months. I have started hearing references to blogs on popular sitcoms as well as the news. When the general media and screen writers start to use things such as blogs as references, then those things are becoming mainstream. I...- How to Respond if a Family Member Asks for a Loan (Part 1) This is part 1 of a discussion of my views on how you should respond to a request by a family member for a loan. In today's economy with so many people living paycheck to paycheck (and still falling behind), it is not unusual to be asked by a friend...
Tough Love Techniques to Stop Using Credit Cards Lots of Americans are burdened by substantial credit card debt and poor cash flow. This combination causes these debtors to make only minimum payments on the card balances.  On top of this, the cardholders struggle with the willpower needed to stop using the cards. Most understand that they should stop using their credit...- 10 Simple Tips to Avoid Letting Your Kids Fall into the Trap of Online Predators To make it harder for online predators to send sexually explicit materials or converse with your children inappropriately, you have to place the computer in the common room, where it would be easier for you to monitor your kids Internet activities...
- Depression - Reaching out from the dark. Before I start, I need you, the reader, to understand that this is not a self help guide. It is not meant to be the key to help you out of your problem with depression. This is simply my story of how I cope and what I feel when I...
- Sven and Ole Sven and Ole are walking down a street in Madison , Wisconsin , when and they see a sign on a store that reads, "Suits $5.00 each, shirts $2.00 each, trousers $2.50 per pair." Sven says to his pal, "Looky here! We could buy a whole gob of dese, take...
- Four Tips For Post-Holiday Recycling The holidays are a time for good cheer, family gatherings, eating lots of goodies--and unfortunately also a time for a lot of environmental waste. From the dried-up Christmas tree, to the mounds of paper and ribbon, to the unwanted gifts that get thrown away, to all that left over food--it's...
101 ways to reduce your spending and keep more of your money Here are 101 areas where it's easy to make cuts that will allow you to keep more of your money. Since this article is long, it's broken it down into sections. Browse through the whole thing, or use the links below to jump to the sections that interest you most....- Can one household save the planet? The Washington Post has a great article about one family's struggle to go green. The author writes about how difficult it is to become more eco friendly in the face of contradicting or unreliable information, and against the grain of so many of modern life's conveniences. She concludes that, while...
- Reasons why I like my short summer vacation after all I have only three days left of my summer vacation. Come Monday, start of another hell term na naman.. syempre, kahit paano masasabi kong masaya ang maikli kong bakasyon; I'll start this blog by telling you why my summer vacation, although short, was fun! I'd like to to tell everyone...
Creating A Green Kitchen Consumers are beginning to consider the eco friendly aspects of creating a healthy home, and the kitchen is often one of the first rooms people want to upgrade in an existing home, and begin planning in a new home. Whether you are remodeling, or building your dream home, a green...- Can You Use A Corner Fish Tank As A Reef Tank? An aquarium that is designed to go in the corner of a room is obviously triangular shaped. They come in different sizes, but the sizes do not normally extend upwards to the very large dimensions that a ânormalâ aquarium can attain. There isnât any reason why a captive reef cannot...
Three Certified Eco Friendly, Low VOC Paint Brands Painting your home is an excellent and relatively inexpensive way to remodel. The right choice of paint colors can make the drabbest room come alive! But what about the effect of paint on the environment and your health? Your local hardware store has hundreds of choices; if you're looking...
An Exercise Plan Everyone Can Enjoy Can exercise really be fun? The answer is yes â if you go about it the right way. There are many different motivational books about exercise and the main component is usually that group exercise is the most effective. If you have been thinking about getting fit, why not help...- Propagation In The Aquarium Reef aquariums are common in the hobby nowadays. With the increased knowledge of their environmental needs and the ability, with the assistance of technology, to maintain the reefs for long periods, the days of struggling with maintenance should be gone. Some problems have arisen with the ability to maintain such...
EarthTalk: Does A Cold Winter Mean That Global Warming Is Bunk? Dear EarthTalk: Donât all these huge snow and ice storms across the country mean that the globe isnât really warming? I've never seen such a winter! On the surface it certainly can appear that way. But just because some of us are suffering through a particularly cold and snowy winter...
Monday's Quotelet: Puppa Duppa. As it's his birthday, our old roving photo-hound friend, Gary, is the subject of today's Quotelet. Here he is during his Epixome rounds with the lovely Houston Rockets Power Dancers (cheerleaders). Send him your best, your jibes and your best jibes. I never told you this, but I'm extremely impressed...- Debt is Slavery, Part 4: Retirement is not about age Michael Mihalik's Debt is Slavery is a great book that has a lot of punch for 123 pages.Chapter 5 is all of four pages. Near the end he says:"If you won a multi-million-dollar lottery today, would you go back to work tomorrow? The majority of people would be happy to...
The World's Most Environmentally Friendly Hotel Introducing the Proximity Hotel in Greensboro, North Carolina--the world's most environmentally friendly hotel. It is the first hotel anywhere to obtain the extremely difficult LEED PLATINUM green building standard for commercial buildings promulgated by the Green Building Council. What did the hotel do to earn such a distinction? Consider:...- Fiddle or Violin? The violin is traditionally associated with western style Classical music. Musicians who learn the violin do so by reading printed music, playing exactly what is written from one note to the next. The music associated with playing the violin is often regarded as being complex and challenging. One example of...
- My Financial Week in Review #1 I've decided to do another series looking back in the last week and what I've done financially. The hope for me is that it's going to motivate me to do something every week. This is will allow a small glimpse into my day-to-day financial thoughts. Watched CNBC as I got...
- Even crows in Japan are smart Many of us would agree that Japanese are way smarter than the rest of us and we can give many reasons starting from genetic up to their environment, education, income and for sure their decision to be reputable nation. I'm Interested in Japanese cultural and history and when I talk...
Stimulus Package 2009: Lightning Round Reactions The Democrats in the House of Representatives introduced legislation this week containing $825 billion in new tax credits and government spending, packaged together in what they call the "American Recovery and Reinvestment Plan." I grabbed an executive summary of the Plan from Speaker Pelosi's website so that I could share some quick reactions...
best financial move in college, part 2 Patrick, of Cash Money Life fame, has tagged me to give my best financial move in college. This âorganically growingâ meme was started by plonkee. The first part was posted yesterday. Best Financial Move In College #2: Learning an "exotic" foreign language. If you read this blog, you probably...
Download Free Screen Capture Tool - MWSnap MWSnap is a small yet powerful program for taking scren captures of a desktop, an active window,menu, or a specified part of the screen. The program supports BMP, JPG, TIFF,PNG and GIF formats, with user selected color depth and quality settings. It also includes a zooming tool, a screen ruler...

























































































