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Prosper Returns Beat S&P 500 I received an email last night from Prosper claiming that "Prosper Beat the S&P 500" Did you know that the average loan on Prosper is outperforming the 2-year return on the S&P 500? Smart lenders like you have already discovered that lending on Prosper is a great way to earn...
Prosper Beats the S&P 500? "Prosper beats the S&P 500" - That's the subject heading from an e-mail that appeared in my in box last night. If that surprises you it probably should. It surprised me and I support the company more than most people. However, there's a graph and everything so it must be...
Beating the S&P 500, part 2 In "Beating the S&P 500, part 1," I showed you my my investment performance that beaten the S&P 500. In this post, I will show you another way to look at these numbers and reveal how I managed the feat. Here is a different look at the numbers The following...
Beating the S&P 500, part 1 You may have heard the phrase "beat the market. " In this case, the market usually refers to the S&P 500 index. There are other U.S. indices such as, DJIA, NASDAQ 100, NASDAQ Composite, Russell 2000, Wilshire 5000, and many other domestic and international ones. However, the S&P 500 is...- Did Powerball tickets beat the S&P last year? This morning in Sunday school someone threw out that a substantial fraction of Americans have a lottery win comprising their retirement plans. ("How did we get to talking about gambling in Sunday school?" you might ask. It was just a chance discussion, that's all.) I just shook my head at...
S&P 500 Index Below 1000: Index Funds Nearing Decade Lows Once Again The S&P 500 is below 1000. Do you know where your investments are? For edification purposes only, if you haven't received your quarterly statements through the good ol' fashioned snail mail just yet, take a quick peek into your online retirement account. Feeling Hulk-ish yet? Good! Me too! If you're...
Vanguard Has 20 Actively Managed Mutual Funds that Beat S&P 500 Index Fund Vanguard, for those who did not know, has a few actively managed mutual funds, tax advantaged funds, and even a few sector specific funds. All have varying fees/expense ratios, a few of them have very high investment minimums ($250,000 plus), and yes, even a few are closed off to new...
An Index Fund Investor's Dream: S&P 500 Earnings are at Record Lows If you're an avid index fund investor and still interested in buying stocks, the following chart might be one of the sexiest things you will ever see. Image Credit: Chart of the Day That's right! Earnings for the S&P 500 index have fallen off a cliff. They've fallen so low...
Emerging Market Stocks Suggest the S&P is Going Higher While the vast majority of commentators are hell-bent on analyzing the Dow, S&P and Nasdaq and coming to the conclusion that world equity markets are about to "roll-over" and "re-test" their March lows......just look at what is happening to "risky" emerging markets. Both EEM (large cap emerging market stocks ETF)...- Anatomy Of A Rip-Off: Morgan Stanley S&P 500 Index Fund The for-profit mutual fund industry has never been known for looking after their mutual fund investors' best interests, but every once in a while a product so terrible (even by industy standards) you just have to sit up and notice. Enter Morgan Stanley with an S&P 500 index fund so...
- Quickie Ham and Cabbage Dinner: A Gluten-Free Energy Booster  Quickie Ham and Cabbage Dinner: A Gluten-Free Energy Booster (This 20-minute recipe serves two hungry adults and can be easily expanded to serve more.) Ingredients: 2 Tablespoons of Cooking Oil * 1 Pound of Fress Cabbage, sliced no more than 1/2 inch thick 1 Pound slice of Spiral Cut (Center) Ham Steak (or 1x1 chunks will do)...
Generate more traffic and build your bottom line through Radio P.R. Guest Post by Michelle Taney Editor's Note: Michelle is my radio PR specialist. Just in the first week of working with her I have been booked on two major radio stations in Florida. To me this means Michelle is someone in the radio PR business to listen to! I will...- 5th National Inter-Scholastics Table Tennis Championships and 4th Gerry Cruz Memorial Cup Contributed by Oscar Yoshihiro Sansano Santelices Thursday, 07 September 2006 Dear Sir/ Madam: The Basic and Advanced Table Tennis (HK 134.1 and HK134.2) class in cooperation with the U.P. Varsity Table Tennis Team of the University of the Philippines’ College of Human Kinetics are organizing the 5th National Inter-Scholastics...
- Add it up Sometimes the amount we have (or owe) doesn't look like much at first glance. My theory is that it's always better to know the facts, so go ahead and add it up. For example, take this list: 931.28 2678.85 500.00 161.45 276.51 335.51 Those could be a listing of almost...
Want Better Copy? Go On A Quest! Guest Post By Michel Fortin Writing copy is usually the easiest part of my work. But figuring out what to say is often a whole lot harder than knowing how to say it. That requires a lot of research, creativity and, of course, “sales detective work,” as my friend John...
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How to Tell if a "Gluten-Free Menu" is Truly Gluten-Free I can see for myself the various ways in which a food-service menu item advertised as "Gluten-Free" by well-meaning food-service planners and menu designers could be slightly altered by well-meaning restaurant staff to become Gluten-Filled.- Things I Found in BackType This Morning I posted yesterday about BackType and, spending some more time with it, I am really excited about the one thing I think is most important about this tool above all else: Discovery! Yesterday I talked about how you can find new blogs by following some movers and shakers in your...
- What's Your Social Networking Plan? I love how the experts in social media (apparently, everyone who has a Twitter account) bemoan the lack of a plan for building a following in your niche. Well, #1, there aren't many people to follow anyone in any particular niche yet except that we all follow Scoble. There are...
- Friday Stack: Wii and groceries A few highlights from across the blogosphere: Gather Little By Little purchased a Nintendo Wii? I never thought that glbl guy was a gamer. It is funny how the internet causes us to form images of other people that are often far from reality. I am sure that all of...
- Help curing Alzheimer's, Mad Cow, Parkinson's disease and more with your computer! A Stanford university team has developed software that studies what is called the protein folding. Basically it is something good, but when a misfolding occurs, many diseases such as Alzheimer's, Mad Cow (BSE), CJD, ALS, Huntington's, Parkinson's disease, and many Cancers and cancer-related syndromes will occur. What you need to...
Ask The Expert with Larry Swedroe, January 2008 Issue This is the 2nd issue of the Ask The Expert column by Larry Swedroe. You can see Larry's full biography and important disclaimer below. If you are interested in having your question answered by Larry, please send me an email via the contact page. Now, let's get to the...- More about money-making opportunities, including employment I'll start with employment. Today, Bobbie sat me down and we had another talk...the kind which feels like a mini-performance review. She thinks I'm doing quite well. Only negative was that I probably shouldn't be online so much (she's away for the afternoon, so I feel ok posting) but that...
- One Loan Late. Not supposed to happen to AA. What does that mean? Of my 46 loans. 1 is now late (less than 15 days). Here is what Prosper.com says will happen now: What exactly happens if I'm late? Below is the schedule that Prosper follows in the event of a borrower missing a payment due to insufficient funds (NSF). At any point...
- Start As You Mean To Go On Well yesterday I travelled and travelled and travelled all day....it was quite tiring. I thin it's lucky that I don't get pissed off when travelling anymore (If I was delayed or whatever I used to get totally psycho)...now when I heard that my Eurostar had been cancelled I just smiled,...
- The Two Personal Finance Lessons We Should Learn from the Demise of U.S. Investment Banks Lehman Brothers Faces the Hard Truth Lehman Brothers has been forced to face the hard truth. It has filed bankruptcy and will be sold off for a small fraction of its book value of just six months ago. Bear Stearns collapsed earlier this year. Merrill Lynch has sold itself to...
- How Offline Businesses Are Discovering The Advantages Of EMarketing More and more offline businesses, both small and large, are finding out the advantages of online marketing. When push comes to shove, your business needs to survive right? In this difficult economy business owners HAVE TO take advantage of every opportunity given to them in order to keep their doors...
Book Review: The Appeal By John Grisham I just finished (well, I didn’t finish it) the recent Grisham book entitled “The Appeal”. It has to be the most irritating book I’ve read in a long time. Not a new thought in it. It’s “Bonfires of the Vanities” meets “Erin Brokovich”. Grisham rehashes Brokovich’s story with Krane...
No more Bar or Malibu for Leonardo DiCaprio Leonardo DiCaprio is having a bad time at the moment,he has just sold his Malibu home and is believed to have split from his supermodel girlfriend Bar Refaeli.

























































































