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Fancy Watch Update A couple of readers thought that an expensive watch was a waste of money and that a similar looking or similar functioning watch could be had at a fraction of the cost. I totally agree with them. Someone rightly said "Spend money on experiences, not material things". And I don't...
Guide to Selling Stamps and Stamp Collections Often people ask me for advice on what to do with their newly inherited or given stamp collection, usually with a bent on selling it. These are a few pointers I have slapped together. Number one: do not get your hopes up. Most people see albums or boxes full of...
Stop Worrying About The Things You Can't Affect, And Work On Those You Can photo credit: spaceodissey When you watch the news these days, there really isn't much to get excited about. The markets are down, our deficit is going up, and the spending seems to be out of control. There's enough bad news for everyone to get upset and worried 24 hours...
Year End Financial Benchmarks: Net Worth and Property Valuations One of the personal finance tasks that Mr. GoTo likes to complete at the end of each year is to establish and document a few financial benchmarks. These benchmarks can also be important milestones in a comprehensive retirement plan. Net Worth as a Financial Benchmark First and foremost among these...
Personal Budget Planning is Crucial! /caption] Personal budget planning is absolutely crucial if you want to build personal wealth and overcome things like the credit crunch and the current problems that the economy is experiencing. The word "Budget" is one that worries a lot of people because it often seems more like a hassle and...- Who Is Responsible For Paying The Debts Of A Deceased Relative. After a relative dies, the last thing grieving family members may expect are calls from debt collectors asking them to pay their loved one’s outstanding debts. According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, a surviving relative usually has no legal obligation to pay the debts...
Understanding 1st Party and 3rd Party Collectors I have been following the How to Fight Debt Collectors series and noticed that the articles are all geared towards third party collections. For 3 years, I worked as a first party collector in the collections department for a mortgage company. During that time, I learned a lot about debt,...
Sports Memorabilia Collecting 101 Before you jump into the world of sports memorabilia collecting, there is some basic information that you should be well aware of. First and foremost, you should have an understanding of certain terms that are common when it comes to sports memorabilia collecting. For example: Photos, jerseys, cards and related...
Is Bike Touring For You? [caption id="attachment_535" align="alignleft" width="240" caption="City Bike Tour"][/caption]If you own a bike and ride it frequently, it's not a stretch to say you have an adventurous spirit. In fact, you probably can't wait to get on that bike again, head out into the wind, and see where the wheels take you....- Be careful about tipping your hand I generally try to be a helpful person. I like sharing what I know, and like to think that people will share what they know in return.In many instances, though, this sharing of information isn't returned, and my questions are left unanswered or answered misleadingly, on purpose. In sharing something...
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