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- A Beautiful Creature - Horses  Gracefulness, strength, speed, kindness and of course beauty. these characteristics describe one animal... A HORSE...  By Keeley Malloy These magnificent creatures have been here since the stone age  (seriously). Today our horses are used for mostly pleasure,  We still use horses but that's rare now we have...
Explore the World of Collectible Teddy Bears There are a number of famous collectible teddy bears that you can buy or sell and build a collection out of. Here are some of the collectible teddy bears that you may want to consider looking for and perhaps adding to your collection of unique bears from all eras. -...- Don't Take Phone Calls from Credit Card Debt Collectors by Matthew Highlander There is little legal weight to what someone says over the telephone. The caller can say what they like with impunity. And that is why debt collectors use the telephone as their main weapon. When exchanges with consumers are done in writing, debt collectors lose their effectiveness....
How to Deal With Scummy Collections Agents If a few years ago you made some mistakes and didn't pay a couple of your bills, eventually they're going to come back to haunt you. Your debt will be sold to a collection agency that might try to collect the debt, if they can't do it, they'll resell it...- California Couple Awarded $500,000 in FDCPA Case by Jonathan Summers Last month, Manuel and Luz Fausto won one of the biggest collection awards documented in the last couple of years under the Fair Debt Collection Practices Act (FDCPA) against Credigy Services Corporation. A California jury awarded the Faustos $500,000 in damages derived from harassment by Credigy collectors....
- Sources for Down Payments when Selling via Owner Financing In today's market, acquiring financing has become a challenging issue for a number of potential buyers. To avoid this challenge, I've incorporated owner financing as my exit strategy for a number of my homes. This strategy works well because there are a number of buyers that can afford the home. ...
- Weekend Personal Finance Review It's a sunny day here in Silicon Valley and I should be out picnicing, but I just find myself attached to my computer. It seems, from Money, Matter, and More Musings' questioning, a number of you have problems with personal finance link-fests, like this one. Some of you said that...
- Thoughts on Maxed Out This movie by now is old news in the finance blogging community but I watched Maxed Out last night. It shows interviews with these folks, among others:A woman who spent years (I think) reclaiming her credit record and good name after someone thought that she had died rather than her...
- Four Haircuts For The Price Of Three At Great Clips This Month The other day, I walked across the street to Great Clips to get my hair cut during lunch hour. I don't visit the barber shop very often because I tend to get it cut short and then just trim the sides and back myself for a month or two until...
Understanding 1st Party and 3rd Party Collectors I have been following the How to Fight Debt Collectors series and noticed that the articles are all geared towards third party collections. For 3 years, I worked as a first party collector in the collections department for a mortgage company. During that time, I learned a lot about debt,...
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